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The date on which your case was dismissed does not affect these timelines.Effects on Creditworthiness A bankruptcy filing is among the worst things you can have on your credit report.Depending on the type of petition you filed, a dismissed bankruptcy can show on your report for up to 10 years.You Can’t Erase the Filing Credit reports don’t just include information about your credit accounts, such as mortgages, car loans or credit cards. Bankruptcy Court creates a public record that will show up on your credit report.I had no problems and the whole thing went very smoothly.In order to find out all three scores, you need to go through My FICO.

My FICO has a monthly fee of .95, which includes credit tracking and instant access to a 3-bureau credit report and FICO score.No Credit Card Required Cam Merritt has been a professional writer and editor since 1992, specializing in articles about spectator sports, personal finance and law.He has contributed to “USA Today,” “The Des Moines Register” and the “Better Homes and Gardens” family of magazines and websites.They also include public records that reflect how you handle your financial responsibilities, specifically tax liens, civil judgments and bankruptcy cases. Regardless of whether the court dismisses your case or grants your bankruptcy petition, the filing will stay on your credit report.

A Dismissal Will Be Noted If the court dismisses your bankruptcy case, that fact will also be noted on your credit report.People generally don’t get to the point of filing for bankruptcy unless their debt has gotten out of hand.



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